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"Helping folks live safer, more protected lives" since 1912, Headquartered in Boston Liberty Mutual Insurance is an important international multi-line firm of internet automobiles ins providers whose leading field of interest is automobile insurance, on the basis of total premiums written for 2004.

As of December 31, two thousand and four, Liberty-Mutual had close to seventy-two and half billion dollars in accumulated assets and $19.6 billion worth of combined proceed. Liberty Mutual is positioned 111th on the Fortune 500 list of biggest U.S. corporations on the basis of two thousand and four income, and is the 8th largest private lines writer and fifth largest business insurance providers in the US as per direct premiums written for 2004. Liberty Mutual nowadays uses the services of above thirty eight thousand people in approximately 900 offices around the globe.

Liberty Mutual functions as a mutual holding company structure, owned by its customers. The three major insurance companies of the group, Insurance Company, Fire Insurance Company and Insurance Company of Wausau, are each companies controlled by shareholders under Liberty Mutual Insurance.

Liberty-Mutual operates through four strategic divisions with no particular unit contributing above 30% of the total premium written. Liberty Mutual Insurance premier business group presents full lines of insurance for private passenger vehicle, homeowners, wealth and individual liability with the aid of its own employees in over three hundred and seventy offices all around the United States, two immediate response stations, specially chosen agents along with the net. It also offers a wide variety of traditional and adaptable life insurance coverage along with retirement benefit policies. Individual Market segment's leading resource for additional business is its dealings with over 7800 affinity groups, inclusive of job providers, credit organizations, along with professional and graduate associations. Liberty-Mutual relationship program is the business’s most sponsored voluntary automobile as well as house insurance benefit.

Liberty Mutual Insurance offers high-level hazard as well as disability management along with switching over of risk benefits through five centers. Liberty-Mutual provides house insurance programs, consultative loss-prevention along with claims services intended for both big as well as medium sized firms. Liberty Mutual Insurance provides both short term and long term solutions and services, wide-ranging disability management, life insurance cover for group, AD&D, and Family and Medical Leave Act administration for big companies. Liberty-Mutual policy plans lays down a all-inclusive assortment of captive insurer and rent-a-captive products including acting as fronting insurer for a captive reinsurance, claims management, loss prevention, as well as underwriting services.

Liberty Mutual comprises of asset and casualty, and specialized underwriters that sell their policies and services by means of private agents and negotiators. Core wealth and personal loss products, alongside a wide-ranging array of private and business insurance coverages, are available in many states.

Liberty Mutual deals in personal and undersized commercial lines car ins online through operations in: Chile, Colombia, Hong Kong, Argentina, Portugal, Singapore, Spain, Brazil and China. Moreover, Liberty-Mutual Underwriters, an international expert car assurance on-line and reinsurance provider, writes losses due to unforeseen accidents, specialty casualty, maritime, energy, manufacturing and air travel with the aid of administrative centers in several Asian, Australian, European, and North American countries.



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